BorrowDesk

BorrowDesk.fun - Keep the stocks. Borrow the dollar.

Collateralized USDG credit desk on Robinhood Chain (Arbitrum Orbit, chain id 4663). Deposit official Stock Tokens (NVDA, AAPL, TSLA, SPY, and 25 more), keep equity upside, borrow Paxos Global Dollar (USDG) without selling.

Live product

• App:  https://borrowdesk.fun 

• Desk:  https://borrowdesk.fun/app 

• Verify: https://borrowdesk.fun/verify

• Pitch deck:  app.chroniclehq.com/share/0f55cc23-897b-4…437e-afc0-9cab97129f3f

• GitHub: https://github.com/AmaanSayyad/BorrowDesk (MIT)

• Market V2: 0x17452DAB5976B770107c126fBC92aD746a3C0200 ·  Sourcify exact match

• Lens:  0x025694b88ddd0a6ffac740df4170b8ea590355cc ·  Sourcify exact match

• USDG: 0x5fc5360D0400a0Fd4f2af552ADD042D716F1d168

What ships

• 29 AggregatorV3-priced Stock Token / ETF markets with equity-tuned LTV / liquidation bands

• Multi-collateral account: deposit · withdraw · borrow · repay · partial liquidate

• V2 supply shares + utilization APR (~2% + 8% × util)

• Fund desk: get-stock (swap → deposit), supply USDG, batch deposit+borrow

• Credit UX: health factor on a 0–10 scale, borrow room, liq buffer, markets, risk, Protocol, Look up, ⌘K, Reown AppKit on 4663

• Safety chrome: fresh oracle · healthy after · pool can fund

• Judge path + product tour; verify page for onchain claims

Problem

Stock Tokens are live on Robinhood Chain, but holders still sell or leave the chain for dollars. Generic money markets ignore 24/5 equity marks. Liquidation math is opaque. There was no RH-native credit desk.

Solution

One multi-collateral USDG credit line against official RH Stock Tokens, with foresight (liq price / LTV / repay receipt before sign) and a full desk IA - not a raw Morpho market page.

Business model

• Today: no protocol fee; interest + liquidation bonus + USDG supply inventory

• Future: 1% borrow origination fee + product token launch (governance / incentives; USDG stays Paxos)