Autonomous Consumer Wealth & RWA Copilot on Robinhood Chain
NovaWealth is an autonomous consumer wealth engine on Robinhood Chain that turns cash savings yield into fractional Wall Street equities with zero out-of-pocket risk. Instead of letting stablecoin savings sit idle or risking capital on volatile stock dips, NovaWealth deposits Paxos USDG into high-yield lending rails (aligned with Robinhood Earn’s MetaMorpho infrastructure) generating ~8.45% APY. An autonomous on-chain engine continuously harvests this pure yield and streams it into fractional Robinhood Stock Tokens (TSLA, AMZN, AMD, NFLX, PLTR) priced by Chainlink oracles—leaving 100% of the user's initial deposit principal safe and redeemable at any time.
Technical Details
Blockchain: Robinhood Chain Testnet (Chain ID: 46630)
Settlement Currency: Paxos USDG (6 decimals)
Smart Contracts: Solidity ^0.8.24 (ERC-4626 Meta-Vault, ERC-8056 Stock Tokens)
Equities Supported: Robinhood Stock Tokens (TSLA, AMZN, AMD, NFLX, PLTR)
Price Feeds: Chainlink V3 Oracle Price Aggregators
Account Abstraction: Scoped Session Keys (agent/yield_bot.js)
Frontend: Next.js 14, Vanilla CSS / Tailwind, Ethers.js v6
Deployment: Vercel
Verified Links
🔗 Live Web Application: nova-wealth-bay.vercel.app
🔗 GitHub Repository: github.com/emarc99/vertex-prosperous
🔗 NovaVault Contract: 0x6C33f144264a480B3bd414Db39127deC91a3b69D
🔗 YieldStreamer Contract: 0x9693aAd2540D75057D0CDce4c16891230D335A6B
🔗 Live Stream Transaction Receipt: Tx: 0x8366a55a...03e915
Key Features
Zero-Principal-Risk Invariant: NovaVault mathematically isolates initial USDG deposit principal in contract storage. The autonomous streamer is code-restricted to only touch accrued lending yield above initial capital.
Autonomous Equity DCA: Users define a target stock allocation basket (e.g. 60% TSLA, 40% AMZN) on-chain. As yield accrues, it is automatically converted into real fractional stock tokens.
Instant T+0 Liquidity Buffer: Unlike traditional lending vaults with multi-day lockups, NovaVault maintains a 15% instant liquidity buffer guaranteeing immediate cash redemptions with 0s settlement delay.
ERC-8056 Corporate Action Support: Integrates Robinhood's uiMultiplier() extension, ensuring user balances automatically adjust for stock splits and dividend adjustments without manual contract migrations.
Chainlink Oracle Pricing: Real-time stock conversions execute at sub-second Chainlink price feeds, preventing slippage and front-running.
AI Wealth Copilot: A conversational on-chain advisor that monitors vault telemetry, explains liquidity buffers, and reports live stock holdings directly from Robinhood Chain RPC.
Conclusion
NovaWealth breaks the tradeoff between safe savings and equity growth. By routing passive stablecoin yield into real-world tokenized assets on Robinhood Chain, everyday savers can build diversified equity portfolios without risking their principal capital or timing volatile market swings.
During the buildathon; - We architected and deployed the complete NovaWealth protocol on Robinhood Chain Testnet, executing over 30 on-chain txns that proved end-to-end zero-principal-loss equity streaming from USDG savings into TSLA and AMZN stock tokens. - We also managed to ship an MVP Next.js web app on Vercel.
Seeking Pre-Seed
